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Payday loans 'fund cost of housing'

Hundreds of thousands of people have taken out a payday loan to meet rent or mortgage payments, research for the housing charity Shelter suggests.

Which? says payday lenders are charging unlawfully high fees when borrowers fail to repay a loan.

A group of MPs has called for payday loan advertising to be banned from children's television, a suggestion which has been opposed by the industry.

A committee of MPs has called for a ban on payday loan advertising on children's television, but the industry regards its report as wide of the mark.

Television viewers were exposed to nearly 400,000 payday loan adverts last year, according to the regulator, Ofcom.

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