Less than one-third of Canadians expect to add to their retirement funds and of those who may still make a contribution, less than half have the money to do so. 54 per cent of Canadians say they are not making a contribution to their RRSPs for the 2014 tax year "With the deadline fast approaching, many Canadians could miss the opportunity to contribute to their retirement through an RRSP before the , Executive Vice President, Retail and Business Banking, CIBC.