New York Times: The third National Climate Assessment report released on May 6 by the White House, and representing the work of more than 240 scientists warns us about our hazardous future and offers many good ideas for dealing with it. But a most important point may be lost in the crowd. After discussing how to mitigate the coming dangers, the report says, Commercially available mechanisms such as insurance can also play a role in providing protection against losses due to climate change. That sentence should...