Insurance Journal: Tim Grafton, chief executive of the Insurance Council of New Zealand, lives in a country surrounded by risk on all sides, and hes unabashed in his efforts to use flooding events, frequent storms or other out-of-the-usual weather phenomenon as opportunities to talk about dangers posed by climate change. By 2050 roughly one million New Zealanders will be living in areas vulnerable to severe flooding, coastal storm surges, land slides and windstorms. That statement from the head of the nations biggest...