Christian Science Monitor: If you live on a coastline or in a river flood plain, check your flood insurance and where your home or business sits on the latest federal flood maps. As of Oct. 1, the final stages of a 2012 flood-insurance reform law kick in, aimed at substantially reducing subsidies for federal flood insurance. Premiums charged to most once-subsidized policyholders are slated to rise over the next four years, until the premiums reach the rate that reflects the true flood risk their properties face. The Federal...