U.S. News and World Report: The fiscal cliff is a tragic example of an all-too-common malady: managing by living crisis to crisis. In this case, it was almost entirely a self-created crisis, but the underlying financial problems, such as increasing healthcare costs and entitlement spending, have been building for some time. Waiting until things are really, really bad before acting not only does not to prevent crises, but makes them worse when they do happen (a truth my chiropractor has kindly but insistently pointed out to...