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Home movers dominate mortgage borrowing

A record proportion of mortgage lending was made to home movers during a surge in the UK housing market.

Some people on benefits get help to pay their mortgage interest but ministers face pressure to extend support.

Stamp duty holidays and low mortgage rates push borrowing to the highest levels since records began.

Some 250,000 homeowners are trapped because the Treasury sold their mortgages to unregulated firms.

First-time buyers will get cheaper deals if they can stretch to a bigger deposit, analysts say.

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