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Consumer Financial Protection Bureau Targeting Extended-Service Contracts

2013-05-07 06:56:05| AutomotiveDigest.com - Automotive Industry News

SITUATION: Consumer Financial Protection Bureau, which overseas buy here pay here dealers, might be targeting finance and insurance products such as extended-service contacts and other add-ons Important to know about dealer reserve is profit dealerships make by adding to customer's interest rate on loans negotiated at dealership Public dealer groups not worried that bureau is targeting dealer reserve since groups had shifted focus from profits on dealer reserve to making profits on F&I products AutoNation said it gets about two-thirds of its F&I revenue from sale of F&I products and about a third from dealer reserve SIGNIFICANCE: Bureau said it believes that letting dealers set final interest rate for customers creates potential for discrimination against legally protected groups such as minorities. Industry associations deny dealers or lenders tolerate discrimination Bureau lacks jurisdiction over dealerships except for BHPH, but bureau said in connection with dealer reserve that it would hold lenders responsible for dealership actions That approach also could apply to aftermarket products, routinely financed in same retail installment contract as loan Click here to get answers to questions that buy here pay here dealers have about dealing with the issues effectively. The Article Consumer Financial Protection Bureau Targeting Extended-Service Contracts appeared first on Automotive Digest.

Tags: financial protection consumer bureau

 

STI Offers Protection against Vandalism of PIR Units

2013-05-07 06:00:00| Industrial Newsroom - All News for Today

The STI Motion Detector Damage Stopper® helps protect PIR units against vandalism and damage.<br /> <br /> Designed to protect wall-mounted PIR units against vandalism and accidental damage, the guard features 9-gauge steel wire with white corrosion resistant polyester coating. Many model sizes are available, including corner mount.<br /> <br /> As all STI protective covers, the Stopper is backed by a three year guarantee against breakage in normal use.  Installation is simple with anchors and ...This story is related to the following:Plant Furnishings and AccessoriesSearch for suppliers of: Protective Covers | Machine Covers

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Unifrax - FyreWrap-Passive Fire Protection Systems and Products

2013-05-07 01:00:00| Offshore Technology

Unifrax manufactures high-temperature fibrous insulation materials.The company's Fiberfrax , Insulfrax and Isofrax product range are now reinforced by the addition of the FyreWrap passive fire pr...

Tags: products systems protection fire

 

Safety Eyewear provides UVA and UVB protection.

2013-05-06 14:30:56| Industrial Newsroom - All News for Today

Safety Sunwear consists of 1300-Series models with wraparound frame and nose pads; 1400-Series with aluminum frame, adjustable nose bridge, and spring hinged temples; and 1500-Series with removable foam gasket. Featuring wraparound frame, 1600-Series units have soft nose pads and color-accented temples. All units provide protection in harsh outdoor work environments. Products absorb 99.9% of UVA and UVB light and meet requirements for ANSI Z87.1-2010. This story is related to the following:Safety and Security EquipmentSearch for suppliers of: Eye Protectors | Eye & Face Protection Products | Safety Sight Glasses

Tags: safety protection uva eyewear

 

Novartis Boost Seen in Fast Cancer Drug Review as Protection Ends: Health

2013-05-06 03:24:00| Biotech - Topix.net

Just as Novartis AG 's best-selling medicines are losing patent protection, the company is poised to get a revenue boost from a U.S. program designed to speed life- saving therapies to patients with few treatment options.

Tags: health review fast protection

 

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