New York Times: We are on course to set another record for the hottest year, the third year in a row, and 2016 may well have the most billion dollar weather disasters. Adaptation to a changing climate looks both necessary and inevitable. Adaptation is most successful when we let markets identify the best opportunities to protect us. Markets have helped society conquer countless challenges, including the discovery of drugs to protect against new diseases, innovations to solve communications problems, and more. But...