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Average US rate on 30-year mortgage falls to 3.98 percent

2015-07-30 17:47:12| Real Estate - Topix.net

Average long-term U.S. mortgage rates fell for a second straight week, with the key 30-year rate slipping below 4 percent. Mortgage giant Freddie Mac said Thursday the average rate on a 30-year fixed-rate mortgage declined to 3.98 percent this week from 4.04 percent a week earlier.

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Average US rate on 30-year mortgage falls to 4.04 percent

2015-07-23 18:59:57| Real Estate - Topix.net

" Average long-term U.S. mortgage rates fell this week, retreating from highs for the year and amplifying the incentive for prospective home buyers. Mortgage giant Freddie Mac said Thursday the average rate on a 30-year fixed-rate mortgage declined to 4.04 percent from 4.09 percent a week earlier.

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APRA lifts mortgage capital on big banks by billions of dollars

2015-07-20 02:18:40| Automakers - Topix.net

The big four banks and Macquarie will have to carry more capital against mortgages after the Australian Prudential Regulation Authority said on Monday the average "risk weighting" for home loans needs to rise from around 16 per cent to "at least 25 per cent". APRA's move, which the market has been expecting and will be welcomed by the regional banks, will require the big banks to fund their lending with billions of extra dollars of equity capital.

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Phoenix-area Realtor gets 5 years in prison as feds hunt for pastor in mortgage fraud

2015-06-25 03:39:22| Real Estate - Topix.net

A local real estate agent was sentenced to five years in a federal prison and was ordered to pay $568,400 in restitution to victims in a mortgage fraud case that went on for 11 years. The U.S. Attorney's Office in Phoenix announced the sentencing of Julio Cesar Esquivel Reyes , 41. He lives in Tolleson.

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Heads up Realtors: New mortgage lending rules will likely delay home closings

2015-06-18 14:09:35| Real Estate - Topix.net

New federal regulations taking effect this summer will provide a better home buying experience for consumers, but will likely slow down the closing process for Realtors, mortgage lenders and title companies, according to Mike McFarland , outgoing president of the Houston Mortgage Bankers Association and a senior loan offer with San Antonio-based Legacy Mutual Mortgage. "This is going to reorganize how the entire real estate industry closes transactions," McFarland said.

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